20 VICTORIA Street

St. Thomas, ONDetached
$495,000
MLS® X13753826
Detached4 beds2 baths0 total
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About This Property

Come home to 20 Victoria St in St. Thomas, a beautifully updated two-storey yellow brick home nestled in the sought-after Courthouse neighbourhood. The second floor offers four spacious bedrooms, a full 4-piece bathroom, and access to a versatile loft space-perfect for a playroom, home office, or potential additional bedroom (just needs stairs).The main level features a welcoming foyer, bright and spacious principal rooms, an updated kitchen, dining area, and a walk-in pantry that could also be converted into a convenient laundry space, with direct access to a private back deck.The finished lower level includes a recreation room, laundry closet, 3-piece bathroom, and additional storage. The home is equipped with in-floor heating throughout and a ductless system on the second floor for both heating and cooling, updated AC unit. Added sound insulation between levels enhances comfort and privacy.Offering generous space for families or couples alike, this home also includes street parking with two neighbourhood passes (winter permits available separately), meaning no driveway maintenance.The Courthouse neighbourhood is one of St. Thomas' most charming and sought-after pockets, known for its mature tree-lined streets, historic homes, and strong sense of community. Centered around the iconic Elgin County Courthouse, the area offers a unique blend of character, walkability, and everyday convenience. With close proximity to parks, schools, and local amenities, it's a neighbourhood that combines timeless appeal with a truly livable lifestyle. (id:63604)

Key Facts

Type
Detached
Beds
4
Baths
2
Size
1,100 sqft
Lot
29 x 66 FT; 65.64 ft x 29.53 ft x 65.67 ft x 30.36ft
Parking
0 total

Highlights

  • Water meter
  • Water Heater
Property Details 18 details
Bedrooms
4 bedrooms
4 above grade + 0 below grade
Bathrooms
2 bathrooms
Parking
0 parking spaces
No Garage
Living area
1,100 - 1,500 sq. ft.
Property
Single Family · Freehold · Detached
Property subtype
Single Family
Structure type
House
Ownership
Freehold
Attached status
Detached
Storeys
2
Basement
Finished, Full
Heating
Radiant heat, Geo Thermal
Fireplace
1 fireplace
Lot dimensions
29 x 66 FT; 65.64 ft x 29.53 ft x 65.67 ft x 30.36ft
Frontage
29 feet
Taxes
$2,935.50
Zoning
R3
Water source
Municipal water
Sewer
Sanitary sewer

Interior features

Water meterWater HeaterSeparate Heating ControlsFireplace(s)Roughed in

Exterior features

WoodBrickBlockInsulation upgraded

Systems and association

ElectricityCable

Lot and water

Irregular lot sizeFlat siteSump Pump
Rooms 11 rooms
Level
Room
Dimensions
Second level
Primary Bedroom
3.94 m x 3.4 m
Main level
Dining room
2.84 m x 3.63 m
Basement
Recreational, Games room
5.79 m x 6.07 m
Basement
Utility room
0.84 m x 1.65 m
Basement
Other
3.51 m x 4.19 m
Main level
Living room
4.52 m x 6.98 m
Main level
Kitchen
3.15 m x 3.63 m
Second level
Bedroom
2.13 m x 2.77 m
Third level
Loft
2.13 m x 10.49 m
Second level
Bedroom
3.2 m x 3.1 m
Second level
Bedroom
3.17 m x 3.99 m
Mortgage & Affordability Estimate monthly costs
Purchase price$495,000
Down paymentNot available
Mortgage amountNot available
Principal & interestNot available
Property taxesNot available
Condo/HOA feeNot available
Insurance/OtherNot available
UtilitiesNot available
Est. monthly totalNot available
Income needed (GDS 32%)Not available
Estimates only. Not financial advice. Rates, taxes and fees vary by lender and municipality.

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Neighbourhood

Area
St. Thomas
City
St. Thomas
Postal code
N5R 2E5
Nearby
Cross Streets: Stanley st& Victoria. ** Directions: From Wellington Street head south on Metcalfe then west onto Victoria Street - house is on the south side. Parking is street parking.